Worried that your financial strategy is Missing Something?

We’re here to help you feel confident in your financial future.

Helping You Achieve The Retirement You Dreamed Of

At Riley Higgins & Associates LLC, we believe while you can find information about your financial options online, nothing can replace the value of consulting with someone who has made it their life’s work to stay abreast of not only the options but the twists and turns that sometimes come with them. We offer you the opportunity to have confidence through an honest relationship and clear communication. As professionals, we not only educate you about your retirement options but offer you time-tested strategies to meet your needs.

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Income for Life Report

As independent advisors, we always put your goals and dreams first. We love what we do, and one of the best parts is really getting to know you. So, we take the time to get to know you and understand your goals and concerns. We are proud to accomplish this by utilizing the five-step process below:

  • 1. Listening

    We spend time learning to understand you, your current situation, and your retirement goals and dreams. This critical step is a guide map for us in customizing your financial plan.

  • 2. Analyzing Information

    Using the information we receive in Step 1, as well as relevant financial information, we then create our proprietary Income For Life report. This report will give you a clear picture of where you are currently in relation to your goals, and how we can assist you in meeting and possibly improving these positions for the future.

  • 3. Planning

    Now that we have a clear vision of where you are and your areas of concern, we design a customized plan to provide you with actionable solutions. We do this through a comprehensive approach utilizing strategies most closely aligned to you and your risk tolerance.

  • 4. Implementation

    Through a combination of strategic and tactical solutions, we will assist you in putting the plan into place to reach your goals. Together with our staff, we aim to make this process easy and clear for you.

  • 5. Monitoring

    Ongoing evaluations are key to ensuring you stay on track. We monitor your investments daily and meet with you quarterly or annually at a minimum. Of course, we are always just a phone call away.

What is it?

Our proprietary report spells out what you’re going to have to live on every day in retirement, based on the following information:

  • Current income
  • Projected expenses
  • Expected income
  • Social Security
  • Pension and/or annuities
  • Income from asset investments
  • Deduct projected taxes out
  • Inflation calculations for expenses

 

Why we use this method: We use this snapshot report to take a deep look into where you are now to discover how we can help get you to where you need to be. 

 

The output of the Income for Life report: You’ll see exactly what you have to live on in retirement, with an updated report annually. You’ll finally see the full picture to know you’re going to be OK.

We offer services in these three areas:

Grow

Prepare for retirement by putting your hard-earned assets to work.

How?

Retirement Income Strategies
Wealth Management
Annuities
Investments
IRA/401(k) Rollovers

Preserve

Protect the assets that can help you live the retirement you’ve always imagined.

How?

Asset Protection Strategies
Life Insurance
Tax-Efficient Strategies
Long-Term Care Strategies

Give

Provide for the people and causes you care about the most.

How?

IRA Legacy Planning

We can also refer you to professionals who provide the following services:

Trusts
Probate
Charitable Giving
Estate Planning
Tax Planning

Insurance products are offered through the insurance business Riley Higgins & Associates, LLC. Riley Higgins & Associates, LLC is also an Investment Advisory practice that offers products and services through AE Wealth Management, LLC (AEWM), a Registered Investment Advisor. AEWM does not offer insurance products. The insurance products offered by Riley Higgins & Associates, LLC are not subject to Investment Advisor requirements.

Neither the firm nor its agents or representatives may give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any purchasing decisions. Investing involves risk, including the potential loss of principal. Riley Higgins & Associates, LLC is not affiliated with or endorsed by the U.S. Government or any governmental agency.

 

Ready to Take The Next Step?

For more information about any of our products and services, schedule a meeting today.

Or give us a call at 480.581.8545.